Add the cards, airlines, and hotels you already have. We'll show you what they're worth — with live, fact-checked transfer rules, and an AI that never invents a number.
Add your cards, airlines, and hotels once, and your Wallet shows what every point is worth today — plus the best card to pull out for every kind of spending. Not sure of a balance? A guess is fine.
Points & Prompts AI answers with your actual holdings and our live, fact-checked transfer rules — never an invented ratio, never a hyped valuation. Ask like you'd ask a friend who happens to check the math.
Want us to remember your cards and points for next time? One tap to save — no passwords to invent, and we never ask for card numbers.
Browse every card, airline, and hotel program we track — including which points move where. ✓ facts re-checked regularly
Add what you have — a guess is fine. Everything stays in your browser until you choose to save.
Which of your cards earns best in each category, where you're leaving points on the table, and what to consider adding next — based on each card's published earning rates.
Elite status perks across every major airline and hotel program we track — what each tier actually requires, and what you get once you're there.
Program rate changes, transfer-partner additions and removals, and valuation shifts — tracked as they happen, with a source link where we have one.
Where every value, ratio, and status requirement on this site comes from, and what we do (and don't) do with AI.
Every conversation you've had with Points & Prompts AI.
This link works for one hour. If it's expired, request a new one from the sign-in menu.
No password — we email you a magic link, or continue with Google. We remember your cards and points across devices.
"Your own AI" means the ChatGPT, Claude, or Gemini you already use elsewhere — a full, ongoing conversation with no daily limit. Reach for it when you want to dig deeper than a quick answer, you've used up today's free in-site questions, or you'd rather keep working in the assistant you already have open. Doesn't use one of your daily answers.
Copy the prompt below and paste it in — it already includes your wallet, your question, and a reminder to verify transfer ratios at pointsandprompts.com instead of guessing.